Inspection FAQ

Wind Mitigation FAQ

1. What is a wind mitigation inspection?

A wind mitigation inspection is an evaluation of a home's features and construction techniques that help protect it from wind damage during hurricanes or strong storms. These inspections can often lead to insurance discounts for homeowners.

3. What does a wind mitigation inspection cover?

A wind mitigation inspection typically covers:

• Roofing materials and roof shape (Shingles, Hip roof)

• Roof-to-wall connections (Trusse Strapping, Hurricane Clips)

• Roof deck attachment (Plywood nailing)

• Secondary water resistance (Rubber Membrane)

• Impact-resistant windows and doors

• Reinforced garage doors

4. How long does a wind mitigation inspection take?

The inspection takes less than 1 hour, typically.

5. How can a wind mitigation inspection save me money on insurance?

Insurance companies in Florida offer discounts for homes with features that reduce wind damage. A wind mitigation inspection can identify these features, potentially saving you a significant amount on your homeowner's insurance premiums.

8. What do I need to prepare for a wind mitigation inspection?

Ensure easy access to your attic, have any previous inspection reports or construction documents available. Date roof was replaced, any new shutters or garage door etc.

4-Point FAQ

1. What is a 4-point inspection?

A 4-point inspection is a detailed evaluation of four main systems of a home: the roof, electrical system, plumbing, and HVAC (heating, ventilation, and air conditioning). This type of inspection is often required for homeowners' insurance, especially for older homes.

2. Why do I need a 4-point inspection in Florida?

While not legally required, a 4-Point inspection is often required by insurance companies for older homes or for renewing an existing policy. It helps insurance providers determine the insurability of the property. 

After the most recent hurricane insurance companies are requesting 4-point inspections on new homes.

3. What does a 4-point inspection cover?

A 4-point inspection covers:

• Roof: Condition, age, type, and any visible damage.

• Electrical System: Type of wiring, condition of the panel, breakers, and overall safety.

• Plumbing: Type of pipes, condition, and any visible leaks or issues.

• HVAC: Age, condition, and functionality of heating and cooling systems.

4. How long does a 4-point inspection take?

The inspection usually takes about 1 hour or less, depending on the size of the home.

5. How much does a 4-point inspection cost in Florida?

The cost of a 4-point inspection is $175.00 for homes up to 2500.00 sqft. 

Contact us for larger homes.

6. What should I expect during a 4-point inspection?

The inspector will need access to  the roof, main electric panel, water heater, bathrooms, kitchen, HVAC compressor and blower unit. Photos and notes of these areas will be taken for the report.